&Rewards Terms & Conditions
Kum & Go is now part of the Maverik Companies. All &Rewards Participants also gain automatic access to the Maverik Adventure Club Rewards Program (“Adventure Club”). For more information and to download the Maverik Rewards App, click here. Participation in the Adventure Club is subject to additional terms and conditions, which you will see when you download the Maverik Rewards App.
Minimum Requirements for Participation in the Program. All Participants must agree to, and fully comply with, these terms and conditions, all Program rules and regulations, any applicable sweepstakes rules and be at least 16 years old or older to be eligible to participate in the Program. Additional requirements apply if you wish to utilize an &Rewards℠ Debit Card, and these additional terms and conditions can be found in the cardholder agreement. Program account holders will only be allowed to have one active account for the Program. Additional requirements shall apply for participation in Kum & Go sweepstakes as described hereinafter. In addition, all Participants agree to comply with all applicable laws relating to their participation in the Program. In the event a Participant does not comply with the terms and conditions herein, all Program rules and regulations, and applicable laws, said Participant will no longer be eligible to participate in the Program and all accrued rights and privileges under the Program will be forfeited effective as of the date and time of non-compliance. Kum & Go reserves the right to disqualify Participants who have violated any of the Program terms and conditions. Participant agrees that Kum & Go may take any and all action that it deems necessary or expedient to ensure compliance and the integrity of its Program.
Changes to the &Rewards℠ Program. Kum & Go reserves the right to change, at any time and for any reason, (1) these terms and conditions, and (2) any and all terms and conditions of the Program, including the right to suspend, modify, and/or terminate the Program, or certain aspects of the Program, at Kum & Go’s sole discretion. In addition to potential changes to the structure and nature of the Program, changes to the features and benefits of the Program will definitely occur from time to time, and often these Program changes may be communicated in a variety of ways, including communication on a mass marketing basis that is not specific to a participant (e.g., website, signage at participating Stores, media advertisements, text messages for which data and messaging rates may apply, emails, etc.). In addition, some promotions and offers may be made available to some but not all Participants (e.g., coupons for candy items may be sent to those account holders that frequently buy candy but not to account holders that do not).
No Warranties/Indemnity. While it’s our hope that our customers benefit greatly from the Program, KUM &GO MAKES NO EXPRESS OR IMPLIED WARRANTIES ABOUT THE PROGRAM, OUR WEBSITE, MOBILE APPLICATIONS, AND/OR THE BENEFITS OR REWARDS AVAILABLE THROUGH THE PROGRAM. THE PROGRAM, AS IT EXISTS FROM TIME TO TIME, IS PROVIDED “AS IS” AND WITH ALL FAULTS. YOU AGREE THAT KUM & GO SHALL BE IN NO WAY LIABLE TO YOU (OR ANYONE CLAIMING THROUGH YOU) FOR YOUR USE OR ATTEMPTED USE OF THE PROGRAM, THE WEBSITE, OR ANY OF KUM & GO’S MOBILE APPLICATIONS, UNLESS SUCH FAILURES WERE (I) WITHIN OUR SOLE CONTROL, (II) WERE CAUSED SOLELY BY OUR GROSS NEGLIGENCE, AND (III) SUCH LIABILITY IS NOT FOR INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, LOST POINTS, BUSINESS INTERRUPTION, DAMAGE TO EQUIPMENT, COMPUTER SYSTEMS OR LOSS OF ANY DATA. MOREOVER, THE MAXIMUM LIABILITY OF KUM & GO TO ANY ACCOUNT HOLDER UNDER THIS AGREEMENT SHALL IN NO EVENT EXCEED $100, AND YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS IS YOUR AGREEMENT TO THIS LIMITATION OF LIABILITY.
Excluded Items. Unfortunately because of applicable laws and other limitations, Kum & Go cannot provide discounts on certain items. The list of items excluded from the Program may change from time to time. Please see the FAQs on the Kum & Go &Rewards website and or the Kum & Go mobile applications for the specific list of excluded items.
Expiration of Points. Qualifying purchases under the Program will entitle Participants to “points.” In addition, various “rewards” will be granted to Participants upon accumulation of certain number of points and/or via Program promotions. Participants must register the Program &Rewards cards to claim rewards and earn points. After registration accumulated points expire 365 days from the date of acquisition of those points.
Rewards. Rewards granted to Participants under the Program expire thirty (30) days from the grant of the reward. Participant hereby acknowledges that Kum & Go has no liability to Participant for failure to use points or to claim rewards. To qualify for any Birthday Reward that may be offered, you must be a registered member of &Rewards at least one (1) day before your birthday, and that reward would be automatically added to your account the morning of your birthday. If offered, a Participant is only eligible to receive one (1) Birthday Reward regardless of the number of &Rewards cards that a Participant has registered to their account.
Kum & Go Sweepstakes. Kum & Go may sponsor or offer through 3rd party sponsors various sweepstakes (“Sweepstakes”). Sweepstakes are only open to Participants 18 years of age or older. By becoming a Participant in the Program, Participant agrees to any and all Sweepstakes rules found on the Kum & Go website. Void where prohibited by law.
Limitation of Liability. Kum & Go is not responsible for printing or typographical errors in any Program- related materials. Kum & Go does not assume any responsibility for any technical problems in conjunction with transmission or receipt of entry including faulty electronic data transmission, traffic congestion on the Internet or on any website, hardware or software, equipment failure or malfunction, or other online communications problems. Use of the Kum & Go’s website, &Rewards program, or any of their social media sites (hereinafter collectively “Websites”) is at user’s own risk. Kum & Go is not responsible for any damage or losses of any kind that may be sustained to user's or any other person's computer resulting from participation in the Program, use of the Websites or the download or transmission of any information to or from the Websites. Kum & Go reserves the right to cancel, suspend or modify the Program if fraud or technical failures compromise the integrity of the Program as determined by Kum & Go at its sole discretion. Kum & Go reserves the right, at their sole discretion, to terminate any Participant from the Program.
What does Kum & Go do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include your:
• full name
• contact information, including your name, address, email and phone number
• user name and password associated with your account
• birth date, social security number, income, credit history and credit scores
• purchase history associated with your account
• account balance and payment history associated with your account
• bank account and routing number associated with your account
• information relating to your device, browser, or application, e.g. IP address, MAC address, application ID, ADID, IDFA, and other data generated through applications and browsers, including cookies and similar technologies, when you use our website or mobile application
• location data, if you are logged in to our mobile application using your account
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kum & Go chooses to share; and whether you can limit this sharing.
Reasons we can share your Card Personal Information
May Kum & Go share your Card Personal Information?
Can you limit this sharing?
For our everyday business purposes —such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes —to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes information about your transactions and experiences
For our affiliates' everyday business purposes information about your creditworthiness
We don't share
For our affiliates to market to you
For our nonaffiliates to market to you
To limit our Sharing
• Call Customer Service at (800) 789-4455
• Email us at email@example.com
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call Customer Service at (800) 789-4455.
Who We Are
Who is providing this notice?
What We Do
How does Kum & Go protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to access your information only as necessary to do their work, and we require companies that work for us to protect your information.
How does Kum & Go collect my personal information?
We collect your personal information, for example, when you
• open an account or give us your contact information to sign up for and use your &Rewards℠ Debit Card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
• State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• our affiliates include Maverik, Inc.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with may include:
• Service providers that perform services or functions on our behalf, including but not limited to Zipline TM
• payment card services
• Vendors of products and services purchased using the
• &Rewards℠ Debit Card
• Third-party marketing and/or strategic partners who license Kum & Go data
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners may include other banks, investment firms, or insurance companies.
California Residents - Except as permitted by law, we will not share information we collect about you with nonaffiliates or joint marketing partners while you are a resident of California.
Nevada Residents - You may call 1-800-789-4455 to be placed on our Do Not Call List. For more information, mail BASE CAMP, 185 S. STATE STREET, SUITE 800, SALT LAKE CITY, UT 84111, USA, or visit www.maverik.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.